If this was a problem in Tozer's time it has become an epidemic in modern times and almost considered a 'legalism' by some.
Evangelism: Salvation Apart from Obedience
For we are His workmanship, created in Christ Jesus for good works, which God prepared beforehand that we should walk in them.
Therefore, I must be frank in my feeling that a notable heresy has come into being throughout our evangelical Christian circles--the widely accepted concept that we humans can choose to accept Christ only because we need Him as Savior and we have the right to postpone our obedience to Him as Lord as long as we want to!...
I think the following is a fair statement of what I was taught in my early Christian experience and it certainly needs a lot of modifying and a great many qualifiers to save us from being in error.
"We are saved by accepting Christ as our Savior; we are sanctified by accepting Christ as our Lord; we may do the first without doing the second!"
The truth is that salvation apart from obedience is unknown in the sacred Scriptures. Peter makes it plain that we are "chosen according to the foreknowledge of God the Father, through the sanctifying work of the Spirit for obedience" (1 Peter 1:2).
I Call It Heresy, 1-2.
"Lord, as I rejoice in the free gift of salvation, by grace through faith, remind me regularly that it is a salvation unto good works, that we're saved to serve. Amen."
source : http://lmi.gospelcom.net/
It reminds me of today's relationships. "Men" tell their girlfriends "I love you, I love you" but they do not want to get married.
Remember the saying "Why buy the cow when I can have the milk for free?"
Are we trying to say this of God Grace? Is this what we are saying when we live in continual disobedience to God's word and claim "No worries, I am saved"?
To me that is a fearful place to be...